Market Life Terms, Policies & Privacy
Last Updated: October 1, 2026
Welcome to Market Life. These Terms & Policies govern your access to and use of Market Life websites, platforms, directories, services, programs, accounts, communities, content, products, and other offerings.
By accessing or using any part of Market Life, you agree to these Terms & Policies. If you do not agree, please do not use Market Life.
1. ABOUT MARKET LIFE
Market Life is an independent business and community ecosystem designed to connect people, businesses, resources, education, opportunities, and services.
Market Life may provide or facilitate access to a variety of offerings, including directories, digital platforms, education, publishing and media, advertising and marketing, memberships and communities, business and professional services, purchasing opportunities, sourcing, products, and other offerings developed or made available from time to time.
Not every offering described or contemplated by Market Life will be available at all times, in every location, or to every user.
Market Life may add, modify, suspend, discontinue, or replace any offering, feature, platform, or service at any time.
2. ACCEPTANCE OF THESE TERMS
By accessing, browsing, registering with, purchasing from, contributing to, participating in, or otherwise using Market Life, you acknowledge that you have read, understood, and agree to be bound by these Terms & Policies and any additional terms that may apply to a particular offering.
If you are using Market Life on behalf of a business, organization, or other entity, you represent that you have authority to accept these Terms on its behalf.
Additional terms may apply to specific services, purchases, memberships, submissions, programs, or other offerings. Where additional terms apply, they will be presented to you before or during your participation.
3. ELIGIBILITY
You must be legally capable of entering into a binding agreement to use Market Life.
Certain offerings may have additional age, geographic, professional, business, or other eligibility requirements. Market Life may restrict access to particular offerings when appropriate.
If you permit another person to use an account or service associated with you, you are responsible for ensuring that their use complies with these Terms.
4. MARKET LIFE ACCOUNTS
Certain Market Life features may require you to create an account.
You agree to provide information that is accurate and reasonably current and to update information when necessary.
You are responsible for maintaining the confidentiality of your account credentials and for activity occurring through your account. You should notify Market Life promptly if you believe your account has been accessed or used without authorization.
Market Life may suspend or terminate accounts that violate these Terms, create security concerns, interfere with the operation of Market Life, or otherwise present a legitimate risk to Market Life or its users.
5. DIRECTORY, LISTINGS & THIRD-PARTY BUSINESSES
Market Life may provide directories, profiles, listings, recommendations, search tools, maps, categories, reviews, ratings, or other information relating to independent businesses, organizations, vendors, professionals, markets, and other third parties.
Listings may be submitted by businesses, users, Market Life, or other sources.
The presence of a business, organization, product, service, or other third party within Market Life does not constitute an endorsement, guarantee, certification, or representation that the third party will meet your expectations.
Market Life may provide information about third parties for discovery and informational purposes. Information may be supplied by the listed business or another third party and may not always be complete, current, or accurate.
You are responsible for evaluating a third party before purchasing from, visiting, hiring, partnering with, or otherwise engaging with that third party.
Any transaction or relationship between you and an independent third party is generally between you and that third party. Market Life is not responsible for the third party’s products, services, representations, pricing, policies, fulfillment, conduct, licensing, compliance, quality, safety, or performance unless Market Life expressly states otherwise.
Market Life may modify, remove, decline, or refuse listings or other directory content at its discretion.
6. BUSINESS AND PROFESSIONAL SERVICES
Market Life may offer or facilitate advertising, marketing, consulting, professional, network, technology, promotional, educational, or other services for businesses and organizations.
The specific scope, pricing, deliverables, timelines, responsibilities, and other terms of a particular service may be provided separately.
Unless expressly agreed otherwise in writing, Market Life does not guarantee any particular business result, revenue, sales volume, audience growth, advertising performance, search position, customer response, engagement, or return on investment.
Third-party platforms, advertising networks, software providers, marketplaces, payment processors, and other external services may affect the performance or availability of services provided through Market Life.
7. EDUCATION, INFORMATION & MEDIA
Market Life may provide educational materials, articles, publications, guides, resources, commentary, research, media, recommendations, or other informational content.
Such content is provided for general informational and educational purposes and is not a substitute for professional advice appropriate to your circumstances.
You are responsible for independently evaluating information before relying upon it or acting on it.
Market Life does not guarantee that educational, informational, published, or media content will be complete, current, error-free, or suitable for a particular purpose.
8. PURCHASING, SOURCING & PRODUCTS
Market Life may facilitate or participate in purchasing programs, buying opportunities, sourcing arrangements, vendor relationships, wholesale or bulk purchasing, or the sale or distribution of physical or digital products.
Where a product or purchasing opportunity is provided by an independent vendor or third party, that party may be responsible for fulfillment, product quality, shipping, returns, warranties, customer service, or other obligations associated with the transaction.
Specific purchase terms may apply to individual products, services, vendors, or programs and will control where they conflict with these general Terms.
Nothing in these Terms guarantees that any particular product, vendor, purchasing opportunity, or sourcing arrangement will remain available.
9. MEMBERSHIPS, COLLECTIVES & COMMUNITIES
Market Life may provide memberships, collectives, networks, communities, groups, events, forums, or other opportunities for people and businesses to connect and participate.
Membership or participation does not create a partnership, joint venture, agency, employment relationship, franchise, or other legal relationship between Market Life and a member unless expressly agreed in writing.
Participants are expected to communicate and conduct themselves respectfully and lawfully.
Market Life may establish additional rules for particular communities or programs and may remove or restrict participants whose conduct violates those rules or these Terms.
10. USER-SUBMITTED CONTENT
Market Life may allow users, businesses, members, vendors, professionals, or other participants to submit text, photographs, graphics, reviews, ratings, listings, business information, comments, documents, videos, audio, testimonials, or other content.
You retain ownership of content that you lawfully own.
By submitting content to Market Life, you grant Market Life a non-exclusive, worldwide, royalty-free license to use, reproduce, display, distribute, modify, format, publish, promote, and otherwise use that content as reasonably necessary to operate, improve, promote, and provide Market Life and its services.
You represent that:
• you own or have the necessary rights to submit the content;
• your submission does not infringe another person’s intellectual property, privacy, publicity, or other rights;
• you have obtained necessary permissions from people depicted or identified in the content;
• the content is not knowingly false, fraudulent, defamatory, unlawful, or misleading; and
• your submission does not violate applicable law or these Terms.
Market Life may review, edit, decline, restrict, or remove submitted content at its discretion.
Market Life does not assume responsibility for user-submitted content merely because it is displayed through a Market Life platform.
11. REVIEWS, RATINGS & RECOMMENDATIONS
Where Market Life permits reviews, ratings, testimonials, recommendations, or similar content, submissions should reflect genuine experiences and should not be manipulated or submitted for deceptive purposes.
You may not submit false reviews, impersonate another person, artificially influence ratings, or use reviews to harass, threaten, extort, or unfairly harm another person or business.
Market Life may remove reviews or other contributions that violate these Terms or applicable rules.
12. INTELLECTUAL PROPERTY
Market Life and its licensors retain all rights in Market Life’s original websites, platforms, branding, names, logos, graphics, designs, written materials, software, databases, educational materials, publications, and other intellectual property, except for content owned by users or third parties.
You may use Market Life materials only as permitted by these Terms or with written permission.
You may not reproduce, republish, distribute, modify, sell, license, scrape, systematically collect, reverse engineer, or commercially exploit Market Life content, systems, or intellectual property without authorization.
Nothing in these Terms grants you ownership of Market Life intellectual property.
13. ACCEPTABLE USE
You agree not to use Market Life to:
• violate any law or regulation;
• impersonate another person or organization;
• provide fraudulent or intentionally misleading information;
• interfere with Market Life’s operation or security;
• gain unauthorized access to accounts, systems, or data;
• distribute malware, malicious code, or harmful material;
• harvest or collect information about other users without authorization;
• send spam or unauthorized commercial communications;
• manipulate listings, ratings, reviews, search results, or other Market Life features;
• infringe intellectual property, privacy, publicity, or other rights;
• harass, threaten, defraud, or abuse another person;
• use Market Life for unlawful or harmful purposes; or
• attempt to circumvent restrictions or security measures imposed by Market Life.
Market Life may take appropriate action when it believes these Terms or applicable law have been violated.
14. THIRD-PARTY SERVICES & LINKS
Market Life may contain links to websites, platforms, applications, payment services, advertising platforms, social networks, maps, software, vendors, or other third-party services.
Third-party services are not controlled by Market Life.
Your use of a third-party service may be governed by that provider’s own terms and policies. Market Life is not responsible for the availability, security, content, practices, policies, or performance of third-party services.
15. PAYMENTS & FEES
Certain Market Life offerings may require payment.
Prices, billing arrangements, renewal terms, cancellation rights, and other applicable conditions will be presented with the relevant offering.
Unless otherwise stated, you authorize the applicable payment provider to charge the payment method you provide for amounts you have agreed to pay.
Market Life may change pricing for future purchases, renewals, or services. Changes will not retroactively alter amounts already paid unless otherwise permitted by applicable law.
16. AVAILABILITY & CHANGES
Market Life works to maintain reliable services but does not guarantee that any website, platform, directory, feature, community, service, content, or offering will always be available, uninterrupted, secure, or error-free.
Market Life may modify, suspend, limit, or discontinue any portion of its ecosystem at any time.
Market Life may also update these Terms & Policies as the business, technology, services, or applicable laws change.
When appropriate, significant changes may be communicated through the Market Life website, account communications, or other reasonable means.
Your continued use of Market Life after updated Terms become effective constitutes acceptance of the revised Terms.
17. PRIVACY
Market Life respects your privacy and is committed to handling personal information responsibly. This section explains how Market Life may collect, use, store, disclose, and protect information in connection with your use of Market Life websites, platforms, directories, services, accounts, communities, purchases, communications, and other offerings.
Information We May Collect
Depending on how you interact with Market Life, we may collect information such as:
• Name and contact information
• Email address, telephone number, mailing address, or business information
• Account and login information
• Information you provide when creating or managing a listing, profile, membership, or account
• Purchase, payment, billing, and transaction information
• Information you submit through forms, applications, registrations, surveys, reviews, inquiries, or other communications
• Content, photographs, business information, reviews, comments, or other material you submit
• Information about your participation in Market Life communities, programs, services, or other offerings
• Communications and correspondence between you and Market Life
• Information about how you interact with Market Life websites, platforms, emails, and other digital services
• Device, browser, IP address, approximate location, and technical information that may be automatically collected when you use our digital services
• Information obtained from third parties when reasonably necessary to provide, maintain, improve, or protect Market Life services
We do not intentionally request or collect sensitive personal information unless it is reasonably necessary for a particular offering or you voluntarily provide it.
How We Use Information
Market Life may use information to:
• Provide and operate Market Life services and platforms
• Create and manage accounts, listings, memberships, profiles, and other participation
• Process purchases, payments, registrations, applications, and other transactions
• Communicate with you about your account, purchases, services, programs, opportunities, or inquiries
• Provide customer support
• Deliver educational, informational, promotional, media, advertising, and other content
• Improve Market Life websites, platforms, services, products, and user experiences
• Develop new offerings and features
• Maintain directories, listings, communities, and other Market Life resources
• Provide advertising and marketing services
• Measure advertising, communications, website, and service performance
• Detect, investigate, and prevent fraud, abuse, security incidents, and other unauthorized activity
• Enforce these Terms & Policies and protect the rights, property, and safety of Market Life and others
• Comply with applicable laws, regulations, legal processes, or lawful requests
• Carry out other purposes reasonably related to operating and developing Market Life
Information You Choose to Make Public
Some Market Life features may allow you to voluntarily publish information for other people to see.
For example, information included in a public business listing, professional profile, directory entry, review, community contribution, or other public-facing submission may be visible to other users and, depending on the feature, may be accessible through search engines or other services.
You should consider carefully what information you choose to make publicly available.
Market Life is not responsible for information that you voluntarily publish through a public-facing feature or for the subsequent use of publicly available information by others.
Business & Directory Information
Market Life may display information about businesses, organizations, markets, professionals, vendors, and other entities.
Business information may be provided directly by the business, submitted by another user, obtained from publicly available sources, or compiled from other legitimate sources.
Because business information can change, Market Life does not guarantee that every listing or business detail will always be accurate, complete, or current.
Businesses and other entities that submit information to Market Life are responsible for ensuring that the information they provide is accurate and that they have the right to provide it.
Payments
When you make a purchase or payment through Market Life, payment information may be processed by Market Life and/or third-party payment processors.
Market Life generally does not need to retain complete payment-card information when a third-party payment processor handles the transaction.
Third-party payment providers may collect and process information according to their own privacy practices and terms.
Cookies & Similar Technologies
Market Life and its service providers may use cookies, pixels, analytics tools, log files, and similar technologies to operate websites and platforms, remember preferences, understand usage, maintain security, measure performance, and improve services.
Some third-party services used by Market Life may also use cookies or similar technologies.
You may be able to control certain cookies through your browser or device settings. Disabling certain technologies may affect the availability or functionality of some Market Life features.
Communications
If you provide your contact information, Market Life may use it to communicate with you about your account, transactions, services, inquiries, programs, or other matters related to your relationship with Market Life.
Where permitted by law, Market Life may also send newsletters, announcements, educational material, promotional communications, offers, or other marketing communications.
You may unsubscribe from marketing emails by using the unsubscribe instructions included in the applicable communication. Transactional, account, security, and other necessary communications may continue even if you opt out of promotional communications.
Advertising & Marketing
Market Life may use advertising and marketing technologies, including third-party advertising platforms, to provide, measure, optimize, or manage advertising.
Market Life may also provide advertising and marketing services to businesses and organizations. Information used in connection with those services may be subject to the terms and privacy practices of the applicable advertising platform.
Market Life does not sell personal information simply for the purpose of providing third-party advertisers with unrestricted access to personal information.
Sharing Information
Market Life may share information when reasonably necessary to operate its business and provide its services.
This may include sharing information with:
• Service providers and contractors who help operate Market Life
• Payment processors and financial service providers
• Website, hosting, software, analytics, communication, and technology providers
• Advertising and marketing platforms
• Vendors or other third parties involved in fulfilling a transaction or requested service
• Professional advisers, such as attorneys, accountants, insurers, or other consultants
• Government authorities or other parties when required by law or legal process
• Parties involved in a business transfer, merger, acquisition, restructuring, financing, or sale of assets
• Other parties when you direct us to share information or otherwise provide your consent
Market Life does not authorize third parties to use information provided to them by Market Life for purposes unrelated to the services they are performing unless otherwise permitted by law or authorized by you.
Third-Party Services
Market Life may connect with or link to third-party websites, platforms, applications, payment providers, advertising networks, software, vendors, and other services.
Once you leave a Market Life platform or interact directly with a third-party service, that third party’s own privacy practices may apply.
Market Life does not control the privacy practices of independent third parties and is not responsible for their collection, use, storage, disclosure, or security of information.
Data Retention
Market Life may retain information for as long as reasonably necessary to provide services, maintain business and transaction records, fulfill legal or contractual obligations, resolve disputes, enforce agreements, maintain security, and support legitimate business purposes.
The length of time information is retained may vary depending on the type of information and the reason it was collected.
Data Security
Market Life takes reasonable measures designed to protect information from unauthorized access, loss, misuse, alteration, or disclosure.
However, no website, electronic transmission, database, or storage system can be guaranteed to be completely secure.
You acknowledge that information transmitted over the internet carries some inherent risk.
Children’s Privacy
Market Life is not generally directed toward children under the age of 16, and Market Life does not knowingly collect personal information from children under 16 for the purpose of maintaining an independent account or user profile.
If we become aware that personal information has been collected from a child under 16 in a manner prohibited by applicable law, we may take reasonable steps to delete it.
Certain Market Life educational, community, or family-oriented offerings may involve minors. Where such participation is intentionally designed to include minors, additional requirements or parental permissions may apply.
Your Choices & Rights
Depending on where you live and applicable law, you may have rights concerning your personal information, including rights to request access to, correction of, deletion of, or information about the processing of certain personal information.
You may also have the right to opt out of certain marketing communications or exercise additional privacy rights provided by applicable law.
Requests may be submitted through the official Market Life contact information provided on the website.
Market Life may need to verify your identity before completing certain requests and may be unable to fulfill a request when doing so would conflict with legal obligations, security requirements, another person’s rights, or other lawful limitations.
Business Information & Public Listings
If you submit information on behalf of a business or organization, you represent that you have authority to provide that information to Market Life and authorize its use for the purposes associated with the applicable Market Life service.
Information intentionally submitted for publication in a Market Life directory, listing, profile, marketplace, publication, or other public-facing feature may be treated as information intended for public display.
Changes to This Privacy Section
Market Life may update this Privacy section from time to time as its services, technology, business practices, or legal requirements change.
The updated version will be posted as part of these Terms & Policies with a revised Last Updated date.
Your continued use of Market Life after an updated version becomes effective constitutes acceptance of the updated Privacy section to the extent permitted by applicable law.
18. DISCLAIMERS
Market Life is provided on an “as is” and “as available” basis to the fullest extent permitted by law.
To the fullest extent permitted by applicable law, Market Life disclaims warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, availability, accuracy, reliability, and non-infringement.
Market Life does not guarantee that:
• information will always be accurate or complete;
• listings or third-party information will remain current;
• services will produce a particular result;
• advertising or marketing efforts will produce a particular outcome;
• educational or media content will meet a particular need;
• products or services provided by third parties will meet your expectations; or
• Market Life will remain available without interruption.
Nothing in these Terms excludes any warranty or consumer protection right that cannot lawfully be excluded.
19. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Market Life and its owners, operators, employees, contractors, affiliates, service providers, and licensors will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of or inability to use Market Life.
This includes, where permitted by law, loss of profits, revenue, business opportunities, data, goodwill, or anticipated savings.
To the fullest extent permitted by law, the total liability of Market Life arising from or relating to a particular claim will be limited to the amount you paid directly to Market Life for the specific service or offering giving rise to the claim during the applicable period preceding the event giving rise to the claim.
Nothing in these Terms limits liability that cannot legally be limited or excluded.
20. INDEMNIFICATION
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Market Life and its owners, operators, employees, contractors, service providers, and affiliates from claims, damages, liabilities, losses, costs, and expenses arising from or related to:
• your violation of these Terms;
• your unlawful or improper use of Market Life;
• your submitted content;
• your violation of another person’s rights; or
• your transactions or interactions with third parties through or in connection with Market Life.
21. TERMINATION
You may stop using Market Life at any time.
Market Life may suspend or terminate your access to all or part of its ecosystem when reasonably necessary, including for violations of these Terms, unlawful activity, security concerns, misuse, nonpayment, or other legitimate business reasons.
Provisions that by their nature should continue after termination—including intellectual property, disclaimers, limitations of liability, indemnification, and applicable legal provisions—will remain effective.
22. GOVERNING LAW
These Terms & Policies will be governed by the laws applicable to Market Life and the jurisdiction in which its legal entity is established, without regard to conflict-of-law principles, except where applicable law requires otherwise.
Any dispute that cannot be resolved informally will be handled in a court or other forum having appropriate jurisdiction, subject to any rights that cannot lawfully be waived.
23. SEVERABILITY
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will continue in effect.
24. ENTIRE AGREEMENT
These Terms & Policies, together with any additional terms expressly incorporated by reference, constitute the agreement governing your use of Market Life unless a separate written agreement applies to a particular service or relationship.
If a separate written agreement conflicts with these Terms, the terms of that specific agreement will control for the subject matter covered by that agreement.
25. NO WAIVER
Market Life’s failure to enforce any provision of these Terms does not constitute a waiver of its right to enforce that provision later.
26. LEGAL ENTITY & NOTICES
Market Life is operated through its applicable legal business entity. The legal entity name may be used where legally required for contracts, transactions, regulatory matters, or formal notices.
For consumer-facing purposes, Steader Life, LLC, Market Life 364, or Market Life, are the names under which the ecosystem, services, platforms, and offerings are presented.
Legal notices or questions concerning these Terms may be directed through the official Market Life contact information provided on the website.
27. CONTACT
Questions regarding these Terms & Policies, Market Life services, or legal notices may be submitted through the official Market Life contact channels.
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Market Life 364
Building Resilient Communities, One Independent Market At A Time
Independent Markets. Resilient Communities.
Whether you’re building a business, growing your local market, or simply living the Market Life, we’re here to support your journey.
Built On The Rhythm Of Real Life …
Market Life 364 and the Market Life Directory were born from the everyday rhythm of homestead living – gathering eggs before meetings, weeding the garden between strategy calls, and building a business while raising a family. It’s a brand rooted in faith and the steady, grounded work of crating a life from scratch.
That same spirit shapes Market Life today – supporting the independent markets, makers, growers, and community builders who are creating meaningful local economies of their own. We bring together the people who live, work, and build with purpose – and who believe a good life is something worth building from the ground up.